Charleston, South Carolina – August 27, 2026 – PRESSADVANTAGE –

Insure Kiawah, the specialty insurance division operated by Maury Donnelly & Parr, is expanding its coverage services to home and property owners in Palmetto Bluff, Hilton Head, and Bluffton. The expansion extends the agency’s builder’s risk and high-value home insurance solutions further into the Lowcountry region, addressing rising demand for specialized coverage tailored to coastal South Carolina.

The growth of luxury home construction and property investment across these communities has increased the need for insurance products designed around the specific environmental risks of the coast. Wind exposure, hurricane season, heavy rainfall, and flood risk each present challenges that standard policies often do not fully address. Insure Kiawah in Palmetto Bluff and the surrounding areas offers coverage structured to account for these regional conditions, including protection for homes under construction and completed high-value properties.

The expansion allows local residents and builders to access insurance solutions built specifically for the region. Builder’s risk insurance protects new construction projects from the moment work begins, covering the structure being built, materials stored on-site, permanently installed fixtures, certain materials in transit, and temporary structures related to construction. High-value home insurance provides extensive coverage for upscale properties, while a policy review service helps existing homeowners identify potential gaps in current coverage.

Robert Phelan, Property and Casualty Insurance Advisor with Maury Donnelly & Parr, noted that timing and local knowledge play central roles in protecting coastal properties. “Construction projects along the coast face risk from the moment work begins, and securing builder’s risk coverage before materials arrive at the site helps eliminate unnecessary gaps,” Phelan said. “Extending service into Palmetto Bluff, Hilton Head, and Bluffton means property owners in these communities now have access to coverage designed around the realities of building and living along the South Carolina coast.”

Phelan added that early planning remains essential for those beginning new construction. “Confirming who is responsible for obtaining coverage before a construction contract is signed can prevent costly exposure during critical phases of a project,” he said. “The goal of this expansion is to bring that level of guidance and specialized coverage to more of the Lowcountry.”

The agency draws on relationships with top-rated insurance carriers, including Pure, Chubb, Cincinnati, Berkley One, AIG, and Vault, along with access to surplus lines carriers for properties that fall outside standard markets. This range of options supports the varied needs of coastal communities where property values and construction requirements often exceed conventional coverage limits.

With the addition of these communities, Insure Kiawah continues to serve a broad section of coastal South Carolina, including Charleston, Kiawah Island, Seabrook Island, Isle of Palms, and Sullivan’s Island.

Maury Donnelly & Parr, Inc. is a South Carolina-based insurance agency operating the Insure Kiawah division, which specializes in high-value home insurance and builder’s risk coverage. Licensed nationwide and led by Robert Phelan, an advisor with more than 35 years of experience, the agency provides home, auto, flood, valuable items, and high net worth insurance solutions across the Lowcountry region.

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For more information about Maury Donnelly & Parr, contact the company here:

Insure Kiawah
Robert Phelan
(843) 819-3304
Robert-Phelan@mdpins.com
3690 Bohicket Road, Suite 2C
John’s Island, SC 29455

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