Health Insurance After Divorce: Health Insurance Now Outlines Coverage Options When a Spouse’s Plan Ends
Year-round private plans give divorcing individuals another path outside the open enrollment calendar.
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BOCA RATON, Fla. – Divorce can end more than a marriage. For people covered under a spouse’s employer plan, it can also end their health coverage. Health Insurance Now, a licensed health insurance brokerage, outlined the options available to people who need to replace that coverage, and why starting the search before the old plan ends can make the transition smoother.
Timing depends on the plan and the circumstances, so the company encourages anyone going through a divorce to ask the plan administrator when coverage is scheduled to end. Continuation coverage may be available in some cases, though it generally requires the person to pay the full premium plus an administrative fee. Health Insurance Now notes that the person leaving a spouse’s plan may be buying individual coverage for the first time, which can make the number of choices feel overwhelming.
“People dealing with health insurance after divorce are managing a lot at once,” said Matthew Sechter, CEO of Health Insurance Now. “We try to make this one decision as simple as we can: here is when your coverage ends, here are the plans that could replace it and here is how quickly each one can start.”
Private plans offer another route. Health Insurance Now says they are available year-round and are not tied to the government enrollment calendar, and coverage can often begin within 24 to 48 hours of approval. Agents compare options from more than 25 national carriers, including private PPO networks with nationwide access. Eligibility, pricing and availability vary by state, plan and individual, and some plans exclude pre-existing conditions.
“Nobody should have to find out on a Friday that coverage ends on Monday,” Sechter said. “We encourage people to start comparing early, because it gives them more room to choose.” The company notes that its guidance is not a substitute for legal advice about a divorce.
Applicants work with licensed agents by phone, receive quotes in minutes and have enrollment paperwork handled by the brokerage. Support continues after enrollment, and people researching health insurance after divorce can request a quote at any time, including before the final steps of the legal process are complete.
About Health Insurance Now
Health Insurance Now is a Boca Raton, Florida-based licensed health insurance brokerage that helps individuals and families compare private health insurance plans from more than 25 national carriers. Using proprietary matching technology and live licensed agents, the company offers year-round enrollment, PPO network options and quotes in minutes. Learn more at https://healthinsurancenow.com/.
Email: info@healthinsurancenow.com
Media Contact
Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, Ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/
