Greenlight® Financial Technology, Inc. (“Greenlight”) and Commerce Bank are offering eligible Commerce Bank customers access to Greenlight’s award-winning family finance app and debit card at no cost*. Greenlight helps families manage and learn about money together as a household, enabling children to build smart financial habits from an early age, and caregivers to protect aging loved ones from financial scams.

The digital app, designed for parents and kids, provides customizable spending controls for kids debit cards, automated allowance and chore-based payments, savings goal tracking and LevelUp™, Greenlight’s interactive financial education game. Any Commerce customer with an eligible checking account can register through Greenlight, connect their account as the preferred funding source and the monthly service fee will be waived as long as the account remains connected.*

“It is incredibly important to start building good financial habits with kids at an early age,” said Stacy Regnier, director of consumer segmentation and transformation, Commerce Bank. “Greenlight helps parents turn everyday money moments into meaningful learning opportunities that build confidence and financial responsibility, and we’re excited to offer this benefit to Commerce families.”

Practical, hands-on tools are becoming increasingly important as parents seek ways to help children build money management skills and prepare for long-term success in a digital world.

“We’re thrilled to collaborate with another leading bank like Commerce Bank that shares Greenlight’s commitment to raise new generations of financially savvy kids and teens,” said Matt Wolf, chief commercial officer, Greenlight. “Through this collaboration, families at Commerce Bank can enjoy a research-backed, best-in-class financial education experience.”

To learn more about Commerce Bank’s Greenlight offering and details on how to get started and enroll, visit commercebank.com/personal/bank/kid-debit-card.

*Commerce Bank customers are eligible for the Greenlight Select Plan at no cost when they connect their Commerce Bank account as the Greenlight funding source for the entirety of Commerce’s relationship with Greenlight. Customers may also choose to upgrade to one of Greenlight’s Partner premium plans: Infinity Select or Family Shield Select. Upgrades will result in additional fees. Commerce Bank customers will receive a $5.99 monthly discount on Greenlight premium plans when they connect an eligible account as their Greenlight funding source. In the event Commerce ends its relationship with Greenlight, members will be responsible for all associated Greenlight monthly fees. Offer ends 10/9/2029. Offer, pricing, and Commerce Bank participation subject to change. Subject to minimum funding requirements of $1.00^ and identity verification. Terms and conditions apply. See Commerce Bank and Greenlight terms at https://greenlight.com/promotionsgeneralterms for full details. Price reflected includes monthly Commerce discount.

^Unless otherwise provided by Community Federal Savings Bank (the “Issuer” of the Greenlight debit card) and/or Greenlight from time to time, the minimum amount of an initial value load and a reload are variable (between $1 and $20) and the applicable minimum amount will be established and displayed for each customer either on the initial registration screens or the reload screens in the Application. The minimum initial value load and minimum reload amounts can be waived by the card issuing bank or Greenlight at any time.

Copyright © 2026 Greenlight Financial Technology, All rights reserved. The Greenlight Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

About Commerce Bank

Commerce Bancshares, Inc. (NASDAQ: CBSH) is a regional bank holding company with $35.3 billion in assets¹, offering banking, payment solutions, wealth management and securities brokerage through its subsidiaries. Commerce Bank, its primary subsidiary, brings over 160 years of experience helping individuals and businesses through high-touch service and sophisticated, personalized financial solutions.

Commerce maintains an extensive network of banking centers, wealth offices, and ATMs throughout the Midwest, as well as commercial offices in 11 states and offers payment solutions nationwide. The company also delivers financial planning, private banking, investment management and trust services to clients through a network of dedicated wealth offices across the country.

Customers can conveniently access their accounts 24/7 using mobile and online platforms, as well as a customer service line.

Learn more at www.commercebank.com

1As of June 30, 2026

About Greenlight

Greenlight is a family technology company on a mission to help families navigate money and life together. Through its subscription plans, families get access to the Greenlight app, debit card, GPS-enabled safety devices†, and Family Hub — bringing together financial tools, scam and fraud protection, real-time safety features, and everyday family management in one connected experience for every stage of life. Today, more than 6.5 million family members trust Greenlight to stay in sync.

Greenlight partners with more than 200 leading banks and credit unions to bring its family finance solution to more families through the Greenlight for Banks and Greenlight for Credit Unions.

The Greenlight Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Greenlight Investment Advisors, LLC, an SEC Registered Investment Advisor, provides investment advisory services to its clients. Investing involves risk and may include the loss of principal. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Greenlight’s bank partners. For more information, please visit: greenlight.com.

Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC.

†Requires mobile data or a WiFi connection, and access to sensory and motion data from cell phone to utilize safety features including family location sharing and driving alerts and reports. Messaging and data rates and other terms may apply.

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